Credit is relatively easy to come by these days. In fact, you’d be hard-pressed to find someone who has never received at least one “exciting” credit card offer by mail. Over 60 percent of Americans had a credit card as of 2019 — and U.S. cardholders collectively carry more than $830 billion in this type of … Read more
“To be, or not to be…” is what William Shakespeare wrote in his play Hamlet. I ponder, “To increase, or not to increase?” Let me get to the point before you click to the next article. I am referring to increasing your credit limits. Requesting an increase in your credit line is a little known … Read more
The debt trap is very real. So real in fact that at one point or another in your life time; chances are that you have or will find yourself trapped. The bottom line is that in our society, we feel pressure to keep up with the Joneses; ultimately leading us down the dangerous road of … Read more