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TIME IS ON YOUR SIDE

Time is your friend and ally when it comes to credit scores. If you are young and just establishing credit, it actually works against...

IGNORING CREDITORS

Ignoring your creditors is the second worst action you can take regarding your credit. Yes, it is an action. You toss their letters in...

Credit Score Breakdown

In Back to Basics: What's on my Credit Report, I detailed the types of items on your credit report. As a follow up, let's...

Explaining U.S. Peer-to-Peer Lending (Part 1)

Ever since Lending Club's wildly successful IPO in December of 2014, peer-to-peer lending has been thrust into the forefront of the financial world in...

When should I check my credit report?

When is a good time to check your credit report? Now!! Specifically, here are my suggestions: 1) Prior to end of the year holiday shopping. This...

If Cash is KING, Then Credit must be the QUEEN

In my first article, Credit Swagger: What is it and Do I want it, I mentioned the word clout. Your excellent credit can give...

Credit Swagger: What is it and Do I want it?

Credit Swagger by my definition is the absolute confidence that you have an excellent credit rating/score.  It's gained by the knowledge that your score...

Are Secured Credit Cards Not Doing It Anymore

In December of last year, I wrote a post around the discussion of secured credit cards. If you read that post I may have...

Common Credit Score Myths You Shouldn’t Fall Prey To

Hey everyone, thanks for joining me today. Today, we're going to be talking about credit scores. I'm going to start off with a quick...

What Are Secured Credit Cards

If you've got poor credit scores or no credit history, you've probably heard the term secured credit cards in the past. However, when you...

25 Inspiring Quotes About Giving for This Holiday Season

Giving is an important part of life...at least, it should be. It doesn't matter your beliefs or your religion, giving is crucial to having...

Reviews

TradeMiner Review: Is It Worth Your While?

There are tons of trading tools out there, but none of them are quite like TradeMiner. The software doesn’t look at your...