TIME IS ON YOUR SIDE

Time is your friend and ally when it comes to credit scores. If you are young and just establishing credit, it actually works against you because a large part of your credit score depends on your history of payments. Short history…lower score. The FICO or VantageScore 3.0 system does not start at 850 and decrease … Read more

The First Steps To Take When Repairing Credit Scores

Credit scores are so important these days. That’s something that we all know. With good credit scores, it’s much easier to be approved for loans, you get much better interest rates, and you’ll be able to earn rewards on credit cards. That’s aside from the fact that good credit scores will make renting a car … Read more